I am prequalified for a mortgage refi with SoFi. They contacted me yesterday to move ahead in the process. They are requesting 2 months of bank statements, 401k statements, mortgage bills, home insurance bills, two years of W-2s, and two years worth of tax returns.
I'm sure this is all legit, but I've never refinanced before and am kinda nervous since this is all through the internet and I don't get a face to face with anyone.
Does anyone have experience refinancing a mortgage? Are all of these documents normal to send over?
Thanks in advance for the help/advice!