I am wondering if I should invest in bonds currently. I am 23 and looking for some growth and not much security. I have about 8.5k in my Roth invested just in VFINX and outside my roth I have: 1k in VDE and just 300 in VGIT
Soon I plan to invest more in either small or mid cap index funds, and this will be outside my Roth IRA. Is buying more shares of VGIT even worth the diversification? I do not really understand asset allocation very well yet. I just bought those few shares because I thought it was 'smart'.
Any advice would be great. thank you. !
edit: obviously, currently the majority of my investments are in stock funds. Because I want growth.