Author Topic: U.S. Bank Cash Plus (5% cash back on utils) and Paymentus  (Read 1759 times)

jnw

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U.S. Bank Cash Plus (5% cash back on utils) and Paymentus
« on: July 16, 2023, 10:32:34 PM »
I currently pay my gas and water bills with my credit cards via Paymentus at no charge to me -- I guess the utility companies eat the service fee here where I live.

I was wondering if anyone here has a U.S. Bank Cash Plus (or Elan Max Cash Preferred) credit card to get back 5% on utils. Do you use Paymentus to pay your utility bills?  Just wondering if it codes correctly as utility payment to get the 5% cash back. 

Considering getting the U.S. Bank Cash Plus or Elan Max Cash Preferred card, but only if it codes right for utility payments.  The only reason I'd get it (and keep it) is to get that 5% cash back on utils.

ChpBstrd

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Re: U.S. Bank Cash Plus (5% cash back on utils) and Paymentus
« Reply #1 on: July 17, 2023, 07:23:45 AM »
I looked into this and all my utilities want a check or automatic draft. If you try to pay with a card, there's a surcharge, although it might be less than 5%. If what you mean by utilities is internet service and Netflix, then yes, these can be run through a cash-back card.

CurledMoss

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Re: U.S. Bank Cash Plus (5% cash back on utils) and Paymentus
« Reply #2 on: August 31, 2023, 06:02:46 AM »
I currently pay my gas and water bills with my credit cards via Paymentus at no charge to me -- I guess the utility companies eat the service fee here where I live.

I was wondering if anyone here has a U.S. Bank Cash Plus (or Elan Max Cash Preferred) credit card to get back 5% on utils. Do you use Paymentus to pay your utility bills?  Just wondering if it codes correctly as utility payment to get the 5% cash back. 

Considering getting the U.S. Bank Cash Plus or Elan Max Cash Preferred card, but only if it codes right for utility payments.  The only reason I'd get it (and keep it) is to get that 5% cash back on utils.

My sewer and water only allow withdrawal from my checking account. Is Paymentus a way of getting around this and reaping the credit card rewards?

My electric company allows credit card payment. Using the Cash+ card I'm getting 5% back. Wish I could do on all utilities...

jnw

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Re: U.S. Bank Cash Plus (5% cash back on utils) and Paymentus
« Reply #3 on: August 31, 2023, 12:44:29 PM »
I currently pay my gas and water bills with my credit cards via Paymentus at no charge to me -- I guess the utility companies eat the service fee here where I live.

I was wondering if anyone here has a U.S. Bank Cash Plus (or Elan Max Cash Preferred) credit card to get back 5% on utils. Do you use Paymentus to pay your utility bills?  Just wondering if it codes correctly as utility payment to get the 5% cash back. 

Considering getting the U.S. Bank Cash Plus or Elan Max Cash Preferred card, but only if it codes right for utility payments.  The only reason I'd get it (and keep it) is to get that 5% cash back on utils.

My sewer and water only allow withdrawal from my checking account. Is Paymentus a way of getting around this and reaping the credit card rewards?

My electric company allows credit card payment. Using the Cash+ card I'm getting 5% back. Wish I could do on all utilities...

Paymentus just happens to be the service used by both my Water/Trash & Natural Gas providers, for credit card payments.  They don't charge me any service fee for paying with credit card via paymentus.  I just recently acquired a US Bank Cash+ card a couple weeks back. I activated the Utilities category (along with Electronics stores) and just paid both bills with it via paymentus.  I'll know soon enough if it counts as utilities.. it better.

solon

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Re: U.S. Bank Cash Plus (5% cash back on utils) and Paymentus
« Reply #4 on: August 31, 2023, 01:10:53 PM »
I have the US Bank Cash + card and I pay my utilities directly with it. I just pay them directly though, not sure what paymentus adds to the transaction.

The 5% cash back is nice.

CurledMoss

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Re: U.S. Bank Cash Plus (5% cash back on utils) and Paymentus
« Reply #5 on: August 31, 2023, 01:49:58 PM »
I have the US Bank Cash + card and I pay my utilities directly with it. I just pay them directly though, not sure what paymentus adds to the transaction.

The 5% cash back is nice.

? okay

jnw

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Re: U.S. Bank Cash Plus (5% cash back on utils) and Paymentus
« Reply #6 on: September 20, 2023, 06:18:45 PM »
Well the Paymentus posted under "Bills & Utilities"; all my utility payments did, so I am getting the 5% cash back from US Bank on this Cash+ VISA card.

My utilities are around $3600 per year so I am getting an extra $180 per year simply by using this card.  Not bad at all :)
« Last Edit: September 20, 2023, 06:35:16 PM by jnw »

ChpBstrd

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Re: U.S. Bank Cash Plus (5% cash back on utils) and Paymentus
« Reply #7 on: September 21, 2023, 01:56:56 PM »
This thread inspired me to check and I found my electric company now accepts credit cards. This has never been the case before. I'll be changing my autodraft to a rewards credit card as soon as possible. Thanks for the nudge!

Malum Prohibitum

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Re: U.S. Bank Cash Plus (5% cash back on utils) and Paymentus
« Reply #8 on: September 26, 2023, 11:47:38 AM »
5%: It looks like television streaming services qualify (Disney+, Netflix), as do cell phone, home utilities (not sure about landlines), gyms, fast food, sporting goods stores, department stores, movie theaters, and ground transportation.   

jnw

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Re: U.S. Bank Cash Plus (5% cash back on utils) and Paymentus
« Reply #9 on: September 26, 2023, 12:46:05 PM »
5%: It looks like television streaming services qualify (Disney+, Netflix), as do cell phone, home utilities (not sure about landlines), gyms, fast food, sporting goods stores, department stores, movie theaters, and ground transportation.

They added internet this quarter as well.   Really great complentary card to my collection :)

 

Wow, a phone plan for fifteen bucks!