after bombarding myself with all the personal finance help, i have collectively learned the following that i have applied and will apply:
Dave Ramsey - common sense is the rarest commodity in this culture, if you have common sense, you will know that you dont buy things to impress people you
dont like.
- cash is king
- the only way to eliminate debt is get angry at it
- if money isnt making you happy, youre not spending it right
YNAB - live on last months income
- when life take's a turn, you roll in with the punches
- budgeting is both for bills and for fun
MMM - Work Hard. Save Harder. Become financially independent, THEN start doing the work you love for the rest of your life without such strong burden of materialism distracting you. You'll have freedom to pursue your passion and income will just be an interesting side effect rather than a constant requirement.
for me, Dave Ramsey is the first stop, YNAB is to maintain, while MMM is to finish strong.
i am grateful to have found this blog, because this is the icing on the cake, debt free living by DR, living under your means by YNAB gets you to live life better, but MMM gets you to live life FREELY.
What's yours?
