Author Topic: Vanguard or Betterment? First Time Investor  (Read 1091 times)


  • 5 O'Clock Shadow
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Vanguard or Betterment? First Time Investor
« on: June 10, 2017, 05:16:27 PM »
Hey Mustachians,

I'm super set on becoming FI. However, I am anxious about whether or not I'm starting out the right way.

I'm currently investing $3,000 per month of my paycheck into Betterment (I started two months ago). I also added some funds I already had - approximately, $5,000. So I have around $11,000 at this moment.

My first concern is - should I have my money in Betterment or Vanguard? Any other advice?

- My goal is to become financially independent ASAP.
- I'm 26
- I'm British with a nonimmigrant visa.
- I'm planning to head back to the UK (hopefully after I become FI).
- I'd like to reach around a 40k annual return on my investments.
- I have no rent (company paid) and I cycle to work.

Advice would be fantastic.



  • Handlebar Stache
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  • Age: 27
Re: Vanguard or Betterment? First Time Investor
« Reply #1 on: June 10, 2017, 07:33:15 PM »
What are you doing with your tax-sheltered investment vehicles? 401(k)? Roth/Traditional IRA? HSA? etc