I'm pulling the plug on my Edward Chodes ROTH and moving to Vanguard. Eddie has lost me 13 percent over seven years. Awesooooome. I would tear my own eyes out with a fork, but that won't help anything.
Vanguard has fees/loads, too. Please advise on how to minimize them or direct me to yon thread wherein this is extensively bloviated. Eddie was taking five percent off the top and one percent of everything sold. Craptastic. VG has $10-20/yr to operate (I don't even have $10,000 yet since I am a disgrace) but also "basis points"? This is the 0.2 percent, where does that come out, every time I put money in? If I'm trying to max the ROTH at $5500/yr, I'll need to put in more than $458.3/month, so as to account for this loss, ja?