Seņora : I do want the sofa for sitting! And for the fact that it feels weird having a living room without a sofa. I agree with you though, it's more of a want than a need which is why I'm hesitant.
Neogodless : Thanks for the suggestions. Friend of a friend is a great idea!
JLee : Neat, a dance floor. That's an interesting use for extra space that would otherwise be empty! Cool story.
Thedayisbrave : Great suggestions and thank you for the support. I'll have to do some research on Roth IRAs to see what that's all about. Currently just doing 401K to the max of what the employer will match and the rest is going into investments.
Arebelspy : Good to know it's doable! I am pursuing other means of income and progressing in my career still so hopefully things will continue to get better. :)
BuildingFrugalHabits : I've always had that mind set of "don't buy things you couldn't otherwise pay for". I have the money to pay off the loan for the laptop, but I don't because it's interest free. I paid the lease in full up front so it's been a free car for 2+yrs now with no money spent on oil changes, maintenance, etc. I like the mentality of considering this as practice! Good tidbit and I'll keep that one in the back of my mind until I get where I'm going and I'll pass it along after that.
Wtjbatman : So, I figured paying off the house as quickly as possible would be a good idea because it's a huge money pit. Faster payments means less interest and more money in the long run, right? It's at 4% interest right now. Hoping to drop this later if it gets any lower.
Kpd905 : Thanks, I'll keep this in mind. How much of a difference does it make to be in a different tax bracket given the amount over the tax bracket is only just slight?
Doubleh : Thank you for reminding me I'm still pretty young in my career path. I guess I forget this sometimes or think that I'll be stuck places for a while, but I do have plans to keep moving up in my career. I agree on the living expenses; people, myself included, tend to buy more when more is available to spend. I'll have to keep a close eye on my spending habits and make sure I don't fall into this trap.
MikeBear : Good idea. I didn't think about college goers. Perhaps I could find a fairly stable bookworm nose to the grinding stone kind of roommate that I could have interesting conversations with and that would for the most part keep things tame. I like this idea!
Spartana : Thank you for the words of encouragement and for the story. I love to hear others having success in their life especially when I am or could be following a very similar path. Greatly appreciate you taking the time to give feedback and share your story :)
Everyone : I appreciate all the great feedback! Everyone has been really helpful and I can't really say thank you enough. Learning from others suggestions and wisdom gained through experience is priceless for me. I'll start asking friends and looking around for housemates and maybe go light on the furniture and build a few of the other pieces I need to keep from paying retail (cost of wood is pretty cheap comparatively). Definitely plan to keep on the 401K, dump the leased car for a "good enough" car, and keep moving up in my career. I have a new sense of hope for my future thanks to everyone here. Really great community!
Keeping a positive outlook is always good and it's easier to do so when someone else says, "Yeah, I've done that... you can too". For all those that are middle of the road like me I hope you'll take away from this what I did and continue pushing forward. I feel good things in life are never easy, but in this case the reward feels worth the effort.