A couple of months ago, we had a mishap and I closed the car door on my daughter's finger. It was very scary, but after the initial fright, it looked like everything was okay, and a quick trip to urgent care confirmed it. (Thank goodness little kids bend!).
All seemed fine on the insurance front - pay the $35 copay--> end of story. But no! I got a letter from the medical insurer stating they believe this should be covered by our auto insurance policy. How can this make sense? Has anyone else had this happen? How did it turn out?
With our high deductible on the auto insurance policy, we will get no coverage, so if I can't get medical to pay, I guess I'm paying out of pocket for the urgent care visit. Not a financial hardship for us, but thank goodness for urgent care and not the high cost of an ER visit!