May I ask what you do, so you have access to all of these ? Hope I am not being to nosey!
I'm a Systems Administrator for a University.
For us to see truly potential bombshells, you could post your full budget that gives you $1,830/month in living expenses. We may see something you forgot or seems abnormally low.
No problem. I actually keep tight track of that and have been working on tailoring it for the last year. Now is as good a time as any to get an updated fresh pair of (many) eyes on it. That number is calculating additional money into my normal budget as the SO and I have decided to have her go to school full time and live on a single income. I'm assuming an increase in my spending for that.
Bills:
Rent - $650
Car - $0
Insurance - $25
My Phone - $28
Her Phone - $32
Electric - $71
Gym - $0
Water - $8
Internet - $41
Banfield - $25
*Netflix - $9
*SO's Stipend - $200 (This will start Feb. and is spending money as she doesn't currently have a job and is going back to school see
this post for details. It will go away if she gets a TA or paid position of some sort. She is currently hunting for an internship position in her field of study.
Total - $1089.00
Living Expenses:
Groceries - $360
Restaurants - $60
Coffee Shops - $20
Pet Food/Supplies - $55
Gas - $40
Parking - $10
Movies - $25
Hobbies - $30 (for cycling gear, etc... rolls over each month - is also used on home improvement and books)
Assumed extra - $150 - This number is budgeted due to the SO going back to college to pick up anything that she normally bought for the household. May be less, but I'm playing it safe. Feb. will start this being added into the expenditure so we'll see if we need it then.
Living Expenses total - $750
Total Monthly Budget - $1839
Budget if SO gets TA/Paid Position - $1,456
So there's a potential $383 difference in my budget depending on some variables in the next few months, but because I agreed to support her fully while she attended college I want to make sure I budget for that. Movies, Coffee shops, hobbies and Restaurants can be cut back as well if needed providing an additional $135/mo in savings, or a budget of $1,321.
That being said, my expenditure can range from $15,852-$22,068/yr depending on some factors.
If you see any holes let me know! :)
*Added Netflix and recalculated the numbers, somehow I had forgotten that on my sheets