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Learning, Sharing, and Teaching => Ask a Mustachian => Topic started by: protostache on November 15, 2016, 11:59:54 AM

Title: Max out solo 401(k)s or stack cash?
Post by: protostache on November 15, 2016, 11:59:54 AM
In light of recent electoral events I'm trying to decide what our best option is for 2017. Here's the situation:


We have the following debts:


I have a one year contract with 30 day cancellation period with my main revenue generator and if anything were to change with them it would be me going W2 instead of 1099. My wife works as our bookkeeper so we're able to max EE on her solo 401(k) as well. We have about a year of cash expenses saved, half of which is a dedicated job loss reserve and half is split between a number of different sinking funds.

I'm anxious about what's going to happen next year and especially in 2018 when presumably any changes to ACA will start taking effect. As I see it we have three options:


What say you, Mustachians?
Title: Re: Max out solo 401(k)s or stack cash?
Post by: Malum Prohibitum on November 15, 2016, 01:11:30 PM
What say you, Mustachians?
  I am not making any changes based on "recent electoral events."  The sky is not falling.