As far as reason #1, as I said in my original post, I am currently planning on FI ("retirement") around 35, which is, of course, 25 years before I could withdraw from a 401(k) without a tax penalty.
Reason #2 is not an issue as it is a Vanguard 401k with plenty of investment options.
I am also interested in real estate investments (rental properties, flipping homes, etc...), and I feel that squirreling away cash in a 401(k) will be a huge opportunity cost in the long run.
Thoughts? Anyone else have a similar dilemma?