I am a bit mathematically challenged...mostly a mind-block, I think. At any rate, I have a few questions that someone here might be able to answer.
When talking savings rate in percentages do you include your 401k contribution? And in addition to that, do you also include the company match? For example, my husband and I save about 25% of our take home pay (some of that goes to max out IRAs). I contribute 10% to my 401k and my company matches 100% of the first 3% and 50% of the next 3%... my husband contributes 6% with the same company match.
So, what percentage are we saving? Or what percentage is being saved, might be a better way to phrase the question.
(I'm probably overthinking this big-time...)