My wife asked me to pose the question to the forum even though I believe I know the majority’s answer being lump sum investment. With the recent sale of our company, I have received a large lump sum, how would you proceed: lump sum investment or dollar cost average? My train of thought was to invest the total amount in VTSAX equally over the next eight months while we’re traveling in lieu of a single lump sum investment.
This amount is cushion on our retirement plans and will only push us to FatFIRE with our plan for early retirement in roughly 20-22 years. What is everyone’s take?