Just arrived in Marathon fl and pulled into the marina slip for the winter, plugged into the dock electrical pedestol but it kept tripping so it was late and we were tired went to bed, next morning got up and turned on the inverter to make coffee and all of a sudden smoke everywhere, boat next to me pulled out in record time, wife grabbed her purse and our meds and got off the boat just in time before flames and lost everything. Surveyors think it was the marinas fault and if so we can recover more than the insurance I have because of all the stuff we lost, even burned up money, but if not and it was something that went wrong on my boat I will only get the 140k policy amount, we figure total loss to us was 170k ,,,now, can we collect the difference on our homeowners insurance for our real home???