I charge everything on two cards. Balances are noticeably lower than usual. I am using this as an excuse to eat down some of our reserves, so grocery spending hasn't increased much. Zero eating out, and no entertainment/travel expenses. Gas consumption is way down. We've given more to charity, but it was in the budget, we just accelerated the payouts. We will most likely add more in the second half. DH still walks to work, and I'm not doing much more than occasional grocery shopping. All my volunteer and social activities are still suspended indefinitely.
We did get a notice that our Homeowner's policy was not going to be renewed. The company is based in the same city we live in. DH argued that we are situated between a large Fire Station and a huge source of water. He also added that we're in an essential service area. When PG&E was scheduling power outages, we were never without power, but the insurance company's office was. They have agreed not to cancel our policy, but have informed us that it's going to cost a lot more to renew. How much more remains to be seen. We won't know until August. Meanwhile, we're shopping for new insurance, but what we had was so low, it's unlikely to be replicated. Since the fires, insurers in CA are either not writing new policies, cancelling policies, jacking up rates, or all three.
