So, I newly have my husband on board for me to manage his financial accounts (401k, HSA, credit card, etc.) This means look at the bills for fraud/subscriptions that should go away, make sure the money's going in the right type of accounts for taxes etc., & put stuff in index funds. I'm just the one who knows more about it and is more motivated to do it so we are both cool with it. So this is a, YAY!
The issue I'm running into is our lovely modern-day penchant for two-factor verification. I've started getting his usernames/passwords for these accounts (slash create logins for some accounts), and whenever I log in to a site, the site wants to send him an email or text with a code. It's kind of a pain to ask him for the verification numbers constantly (he's often busy, or at work, or whatever).
The most practical way to do this seems to be to change the phone number and/or email address once I get in once. Or to get his email username/password, I guess, so I can look in there for the verification codes. I feel kind of squeamish about doing either (like I'm taking over his accounts... which I kind of am, I guess, benevolently!) If I have his explicit OK to do one of these, this is OK, right?
Our marriage is healthy. And, even if someday we ran into trouble, I would never do anything that I perceive as not in his best interest.
ETA: We conceptualize our money as shared and have for years and years. These are “his accounts” in that they’re in his name, not in that they’re (only) his money.