Hi all,
I read this article yesterday:
https://www.theguardian.com/money/2016/oct/08/how-to-boost-state-pensionabout the benefits of topping up your state pension with Class 3 NICS and wanted to get some thoughts on it? My husband is a nurse and contracted out for SERPS for a while so will have a deduction to his state or pension allowance as things stand. I did some googling and found this by Monevator:
monevator.com/weekend-reading-dont-top-up-your-state-pension-until-youve-read-stopped-reading-this-and-read-that/
We recently posted a case,study to give you a little more info on us:
forum.mrmoneymustache.com/ask-a-mustachian/reader-case-study-mortgage-free-uk-couple-now-need-investment-advice/
As a result of the case study we now have a Vanguard Lifestyle 60 and workplace pension for me and I'm wondering if we should just use this, or whether to divert some money to buying Class 3 NICS for my husbands state pension?
Thanks in advance!