Does anyone know if i'm able to contribute to both mine and spouse's tIRA using my own income because she's unemployed, effectively allowing me to invest 11,000 as opposed to 5,500?
And does anyone recommend against maxing tIRA this year if my MAGI is 106,000 (I didn't start 401k contributions until just recently so MAGI will not be lower) instead of the 98,000 limit for a full deduction? With 106,000, I believe I only get a partial deduction.