I've been reading in several FI related Facebook groups about getting term life insurance, and of course avoiding whole life insurance. I guess I'm skeptical that we need term life insurance. DH and I make similar incomes, no kids and no plan for kids, only debt is mortgage (and my soon to be forgiven student loans which would discharge anyway if I died). Am I thinking correctly or is there a reason I should be looking into it before we turn 35? We do have life insurance attached to our employers, but that will go away once we FIRE in hopefully 10 years.