I work in higher ed research and write a lot of reports about the market demand for different majors and fields. So let me just say - ALLIED HEALTH IS SO HOT RIGHT NOW. If you are interested in ANY allied health field (anything healthcare except doctor, pharmacist, or dentist) then that could be a great way to go. They are in very high demand and generally pay well, especially the mid-level jobs. Physical therapy, occupational therapy, and physician's assistants are all very high paying jobs with only a two-year master's. And since all those jobs want people with experience, your current job would likely get your foot WAY in the door when you are ready to apply for a master's.
If you aren't interested in medicine or healthcare, then data analytics is also really in demand (especially in the business sector).
It sounds like you are looking at your career fairly analytically and trying hard to figure out what you want and what will help you achieve your goals. This is very good and already puts you ahead of most college students. I'm not sure taking time off would add any more clarity, unless you had something specific you wanted to pursue. Finishing your bachelor's as soon as you can may be a good option, and you can explore different careers as you go. Accounting gives you a really solid base to go into a lot of fields (business/MBA, public administration, financial planning, finance) and is certainly not a bad place to start.