I currently have two cars.
-02 CR-V (150K) which I bought new and maintained well, paid for many years ago
-04 Lexus LS 430 (100K) which I owe 10 grand on at 1.75% which has 100K and great service history
I commute 60 miles a day in heavy traffic, which is what attracted me the LS. Last year I garaged the LS all winter and ran the CR-V as we live in a snowy area. Currently have the LS on the road. I don't pay to insure both all year, only one is on the road at a time. The loan on the LS requires collision though at almost 500 annually. I have been looking at my expenses after discovering this site and if I ditch the LS and just drive the CR-V (broken AC, the achilles heel of the CR-V) I could save that 10 grand plus the 500 for collision annually, and another 750 annually on gas. So this would be 16k in my pocket over the next 4 years that I could invest. However, the LS is a joy to drive and they have legendary reliability and low maintenance requirements. I can see myself driving it for the next ten years. I think if I started driving the CR-V full time it would make it 4 years but then I would probably have to think about the next car, which would likely be a used civic or similar. What would you do?