We've signed up with Costco for an installed product for which they offer member financing and we're trying to figure out which payment option would be the most wise. Looking to finance-savvy mustachians for help. Here are the options:
Purchase price = $14,000
Option 1: Costco 18-Month Interest-Free financing
Option 2: Costco 48-Month 2.99% Interest financing
Option 3: Pay for with Costco Citibank visa and get a 2% cash rebate and pay off the full balance by selling $14,000 worth of stock that has been earmarked specifically for this purpose. With the stock market performing well the last couple of years, we've made a good profit on this stock. Maybe it's a good idea to take the profit in case the market takes a downward spiral in the next couple of years based on recent trends?
As an aside - has anyone used the Costco member financing?