Hi, I have a conundrum for you: should my husband, who currently teaches full time at our local high school, switch to teaching halftime in order to take care of our 4-month old child and join me working at my growing business? The downside: loss of job-related health insurance and then having to shop the marketplace. It could also be a pay cut depending on the profitability of my greenhouse business in a given year.
We're both 31, live in the Midwest, have a paid-for house, and no debt. We have some money saved for retirement, a decent chunk in our hsa, and an emergency fund with a year's worth of expenses saved. So what do you think?
Thanks!