Currently at a reasonably comfortable 9-5 making $140k/yr plus a 25% bonus that is paid rather sporadically (less likely than more likely to get all or a portion of it). I am well-respected in the organization, have a good amount responsibility, and have an area of the company that is important ($$$) and where I'm viewed as the subject matter expert. Due to my subject matter expertise, I speak with C-suite members frequently. Most like me from what I can tell. I can work remote when I want, which is usually one day a week. I have a short commute. Though I technically have 3 weeks vacation, my boss doesn't really care when I'm here or not since I get my work done and am always accessible. I don't "love" my job, but I'm not sure there's any job I'd love. I definitely don't hate it.
A new company reached out to me. I get the impression that the department there has good people, but is more hard charging. I think pay could be in the $175k range with a higher likelihood of getting the bonus, which will likely stay at 25%. I will have a 30 min commute, likely lose my flexibility, and have a bit more pressure. However, the possibility of executive perks is also there down the line.
I'm comfortable with my current budget, so not looking for input there, but basically I'm maxing retirement accounts and no more at this point (no accrual for car reserves, house project reserves, etc). I'd have to use bonus money for any of life's big purchases. I've got kids so I'll also have the typical big ticket items down the line (college, weddings, etc). House will be paid off within a year, so that will free up another $15,000/year.
I really don't know what to do. I know I'm under compensated but I really don't want to walk into something I hate. I've already job hopped a bit so a premature exit in my next role wouldn't be possible. That being said, comp and advancement opportunities at the current company aren't great. Plus, there's some industry uncertainty. What would you do? I'm truly torn. A $35k raise would mean an additional $2,400ish per month in savings. That $2,400 along with the $1250 from the mortgage would provide a lot more breathing room.
Current finances are around $160k in 401k, will have a $400k paid off house, and paid for cars, plus a 6 month emergency fund.