Not up for debate: I am hiring out a home project for close to $10,000.
Up for debate: I am wondering if I should entertain paying it off over the next few months (offer: up to 15 months at 0%) so I can still contribute to my IRA monthly, or if I should pay for the project all at once, in a lump sum, and delay IRA contributions for a few months. I finished funding my 2018 IRA near the deadline and, were it not for this project, would begin funding my 2019 IRA this month.
What is there to consider? At this point, I am leaning towards paying it all as a lump sum just to have peace of mind, and pause IRA contributions for a few months.