Author Topic: Is it worth topping up UK state pension with class 3 NICS?  (Read 1138 times)

jade

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Is it worth topping up UK state pension with class 3 NICS?
« on: October 09, 2016, 03:52:35 AM »
Hi all,

I read this article yesterday:

https://www.theguardian.com/money/2016/oct/08/how-to-boost-state-pension

about the benefits of topping up your state pension with Class 3 NICS and wanted to get some thoughts on it? My husband is a nurse and contracted out for SERPS for a while so will have a deduction to his state or pension allowance as things stand. I did some googling and found this by Monevator:

monevator.com/weekend-reading-dont-top-up-your-state-pension-until-youve-read-stopped-reading-this-and-read-that/

We recently posted a case,study to give you a little more info on us:

forum.mrmoneymustache.com/ask-a-mustachian/reader-case-study-mortgage-free-uk-couple-now-need-investment-advice/

As a result of the case study we now have a Vanguard Lifestyle 60 and workplace pension for me and I'm wondering if we should just use this, or whether to divert some money to buying Class 3 NICS for my husbands state pension?

Thanks in advance!