Other than mortgage (paid off in Jan 2016), our only debt is a 0% Home Depot loan I could easily pay off, but I plan to minimize payments and stretch it out over the 1 year timeframe of 0% interest.
What say the Mustaches? Emergency, or good source of cash in the bank instead?
FWIW, were talking about a $400 loan I can either pay off today, or $100/month for the same cost. However, there may be a water heater and dishwasher in thenear future if they are also offered at 0%.