Author Topic: investing for moderate growth  (Read 525 times)

dcsaver

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investing for moderate growth
« on: July 16, 2019, 01:41:24 PM »
I have $13,000 that I plan to invest with Vanguard. I am 64 years old and work part-time and don't anticipate retiring before 66 and will probably continue working beyond that age. My stache is $800,000 and my social security payment will be about $2,000 a month once I start taking it. I'm living on $40K a year currently.

Funds that have been recommended to me are: VSMGX (Vanguard Lifestrategy Moderate Growth Fund) and VTSAX (Vanguard Total Stock Market Index Fund Admiral Shares).

I'd like to go with something that's not so conservative. Which fund (or what other fund) would be good?

frugaliknowit

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Re: investing for moderate growth
« Reply #1 on: July 16, 2019, 02:18:16 PM »
Your information is vague, no offense.

What is the rest of your portfolio invested in?  What is your risk tolerance?  What are your goals for this money?  What do you mean by "not so conservative"?

dcsaver

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Re: investing for moderate growth
« Reply #2 on: July 16, 2019, 03:54:38 PM »
No offense taken. I have $652K in a diversified portfolio with American Funds, $3K in stock divided between Avon and Pfizer, a government 457 fund with $108K, $20K in a credit union (my emergency savings) and I already have  $34K with Vanguard, ($6K of that in a Roth IRA.) Traditionally, I haven't taken much risk. But I figure #13,000 is okay to experiment with.

MDM

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Re: investing for moderate growth
« Reply #3 on: July 16, 2019, 07:52:33 PM »
What is your current vs. desired asset allocation?

See also Asking Portfolio Questions - Bogleheads.org for the type of information needed.