I want some advice on a potential opportunity I came across.
I am in my 40s. I would consider myself a SWAMI (satisfied working...for the time being), definitely have FU money, am probably FI, and definitely have thoughts of RE almost every day. I was thinking a few more years before I felt comfortable with RE.
Why I am SWAMI:
- Have worked at the same place for about 20 years. I left for a few years to try something else out and got (happily) laid off from the other place and they took me back at my original company. I really disliked the other place. I had left my original company wanting to do a certain role, and when I came back they had started a group working on this very thing at my old company. When I came back, they honored my years of service...awesome!
- I get 32 days of PTO and management is very flexible (occasionally work from home). No one is micromanaging me.
- There was just a recent big layoff and I survived...morale is affected at work. They offered voluntary severance packages to levels just above me with two weeks of pay per year worked. The amount of money I would get if they ever offer this again is 1-2 years of expenses, so it's a good safety net.
- Work feels like family and I have a lot of friends there. I felt very welcomed coming back.
Negatives:
- Commute is about 28 miles one way. But I live a couple of blocks from the beach in a walkable/bikable area so I willingly entered into this arrangement. I used to live close to work and was bored with it. This can be somewhat bikable (leave car at work overnight and ride back, then ride into work the next day), but haven't tried that yet.
Situation:
- I just saw an opening matching what I would like to do even more (combining technology with working with artsy type of people) at a local startup. The work sounds very exciting.
- Commute would cut down to 17 miles each way (and the route is more bikable for sure).
Question:
I am so debating just even applying for this job. I already left my large corporation once so if I leave again I know I won't be able to go back. Although recently people don't even know the long term viability of the company locally and they may shut down the local office. But this could be 5 more years. I had thought that's when I would RE because I have such a sweet setup right now. I would hate to lose the flexibility I have and the huge amount of PTO by going to a startup. But, isn't this what FU money is all about? I guess it can't hurt to interview then if I get an offer I would assess the situation. This could be my first step into RE because I had wanted to look into something more artsy to complement my engineering background. I could also use the experience to enhance my future plans of working just 6 months out of the year and travelling the rest. So many thoughts to balance out in my head...