With several big travels coming up and with all of the extra purchases that come along with the holidays, I will be slightly short on cashflow to cover some upcoming bills.
I have an adequate emergency fund and channel most all of my savings into stocks and I rarely dip into either of these unless I absolutely have to for motivational reasons.
If i put these charges on my CC instead of cashflowing them, the total damage in interest would be around $5-8. I hate the idea of getting charged interest at all but I think that I dislike the idea of dipping into my EF or stocks even worse. It feels like progress lost when I do and will often take me a bit longer to "payback" my EF as opposed to a CC where there is much stronger incentive to pay it off quicker.
Does any one else have this mental barrier? What are your thoughts?