Hello,
I have a somewhat confusing question. My son recently had a medical procedure at a hospital that cost like $50,000. It involved a specialist who charged about $1,000. Our deductible caps at $7,000. Because we have a low income in 2021, we qualified for a significant write off from the hospital (while still meeting the deductible), but not the specialist. Therefore, theoretically it would seem that if we could get our claims from the hospital first, then the specialist would be paid in full by our insurance, thus saving us $1000.
Unfortunately the opposite occurred, where the specialists' claim hit our insurance first, so we owe the $1000 to the specialist, and then about $1000 to the hospital after our write-off. Does anyone know if it's possible to have a medical office cancel a claim so that it can be resubmitted again in a sequence that benefits the patient, ie get both offices to cancel their claims, and then have the hospital submit their claim before the specialist submits their claim?
Has anyone done this, or does anyone have advice on this process? Or should we just take the discount and run?
Thanks