Hi all,
I recently had an appendectomy after getting a CT scan and I was expecting medical debt probably in the 3 grand range because of the ambulance ride (I had to be transferred to a different branch by ambulance), CT scan, etc.
Long story short, checked my insurance (Actually not mine, I am covered under my mom's plan until I'm 26) and they denied the whopping $43,000 surgical bill. Funny thing is, they accepted a good majority of the other bills except the surgery...
To say, I can't pay this is an understatement. This debt even exceeds my student debt by about 13 grand and I struggle to pay my student debt.
I'm 24, have good credit, but have student loans and a car loan (Yes, I know).
I'm going to call the insurance and see why in heaven's name they aren't covering this but I am a pessimist at heart and need to know what I can do here. Cause right now I feel like rolling over, throwing FI thoughts out the window and letting this go to collections forever.
Insurance company is BlueCross BlueShield: Never had any problems with coverage until now.