I guess after thinking about it a little background may help.
I am 28 years old.
The last three years my medical and Rx bills have been as follows:
2015: $1500
2016: $650
2017: $550
A quick summary of the plans I am choosing between are below
Plan A Plan B Consumer Driven HDHP (HSA)
Plan (HRA)
Annual Deductible 600.00 800.00 1,500.00 2,700.00
Company Funding? N/A N/A 300.00 0.00
Annual OOP Max 3,200.00 4,200.00 5,000.00 6,000.00
Monthly Premium 129 82 67 12
Thanks again for all your help!