I'm currently looking to lower my car insurance payments, which still seem high to me considering I'm a 49 year old female (live in NY) with no tickets in the last five years with an old car (1996 Honda Civic DX) that doesn't need collision insurance. I'm currently paying $327 every 6 months with Allstate, and I can lower my Bodily Injury coverage to lower my rates somewhat (currently set at $100,000/$300,000), but I was wondering how else to get the lowest possible car insurance rates. I've been doing a bunch of online quotes with the lower rates and they don't seem as low as I would like (the lowest so far, GEICO, was about $222 each 6 months). I want to lower my car (and condo) insurance as much as possible. Any suggestions?
I did a search on this site for car insurance but haven't found anything. If there's an article I'm missing, please point me in the right direction. Thanks much.