Welcome! It's good that you're here and ready to do something to save yourself from the tyranny of consumer debt.
Looking at your numbers above, you've spent triple the amount on fishing than you have on groceries. I'm assuming (hoping) that number ($6345 in 2012) is including debt repayment. You mentioned that you have prepaid 2500 on the boat loan. If you hadn't, you would be underwater on the boat (that can't be good), as well as the Tahoe.
As mentioned by Jack, the boat has got to go. Sorry, my friend. It's an indulgence that you can't afford, especially since you had to take a TEN YEAR LOAN to afford the monthly payments. (Slap, slap slap!) That's about $3,000 in interest payments on a 10-11 thousand dollar depreciating asset. (Slap, slap, slap!)
Your net worth, per your numbers is $11, 700. For a family making upward of 100 large per year, that pretty much blows.
1) As previously mentioned, the boat has to go. Likely the number of hours on the motor are low, so you shouldn't be seeing much of a loss, if any.
2) Also as mentioned, you should focus on getting the high interest debt paid off asap.
3) I note that your line of credit is a consolidation loan. (Here comes more slapping) So you had enough consumer debt that you needed to consolidate, then you turned around and bought a Tahoe, a boat, a ?J.D. lawn tractor?, and racked up your visa and your overdraft? (Slap, slap, slap!)
4) Make yourself a realistic budget and stick to it. You need to put the brakes on the spending and ramp up the savings.
Clearly, you are having an issue with looking beyond the monthly payments. I can appreciate that as a commissioned salesman, you spend all day telling people "Look, the monthly payment is only "x", surely you can afford that". The problem is, you've swallowed your own lure.
The good news is that you're young, and you make a good income. Your debt is not insurmountable, by any means. What I've found helpful is to lower your fixed expenses to the very lowest point you can, then save a set amount, then spend what's left over. It sounds like your housing expenses are low, which is a great start. Don't be too quick to "move up" in terms of housing. Stay where you are as long as you can so that you can get your debts paid and start saving.
Monster post. I'll shut up now. Good luck and keep us appraised of your progress.