I have been going back and forth on this question, and I still can't decide.
Should I pay off my student loans early or not? I would normally say YES, but the rates are so low.
$18,650 at 3.21% fixed
$10,500 at 2.1% fixed
I hate debt, but my money could be doing so much more for me. I could invest it or put it in a retirement account and make more interest.
A little background:
*our jobs are high paying and really secure
*the past year we have paid about $25,000 off of higher interest student loans. Ya!
*only about $15,000 in retirement.
*31 years old
*$20,000 savings in cash (having our first baby in a few months). Adding about $4,000 to that each month.
I keep changing my mind and could use other's opinions.