Hello Mustachians. I have recently come across this amazing blog and earnestly want to set my life straight and plan for my financial future. Unfortunately for me, my first major dilemma came sooner than expected. I currently go to a private university that costs a hefty $60k a year! Lucky for me I was quite the high school student and managed to get a good number of grants, scholarships, and loans. By the time I graduate I'll expect to have $14k in loans 0 interest until I graduate from college (I believe they are called subsidized loans).
Here's my question. I can either commute from home for my senior year and save money on rent ( $700 a month) as well as finally quit marijuana, due to the presence of my parents (I spend exactly $200 a month. I know. I have made some poor decisions. But please leave that for another time.) The upside is that I'll be able to use that $900 a month saved and put it into my student loans, setting me on the Mustachian track of a better financial future. The downside of commuting from home, is that I will no longer live with my awesome roommates. I consider these guys my closest friends, and feel that not living with them for senior year and would essentially cause me to miss out on a lot amazing nights of bonding, sharing, and philosophizing about our beliefs. Something I definitely don't want to miss out on during our final year of college together.
TLDR: I guess it boils down to this. Should I have fun for one more year, celebrating my last year of college? Or should I just grow up and start paying off my student debts? Logic is telling me to grow up and start saving, but another part of me is telling me to stay being a wasteful college student for just one more year before buckling down the Mustachian life. I understand this question really comes down to me, as everyone's senior year of college is different. I guess I was just looking for other peoples experiences, and whether or not they would regret not being around friends during their final year of college.