It all depends on how complicated you want to make it.
If you're willing to do a little bit of legwork you can easily get 5% cashback to offset your daycare costs (plus much more)
This would involves several steps.
1. Apply for a credit card that gives you 5% cashback at drugstores.(The Amex blue Cash preferred, Wells Fargo rewards card, in TD Ameritrade cards come to mind.)
2. use that credit card to buy $2000 worth of moneypak cards at your local drugstore. (5-6% Cashback - 1 % purhase fee. )
3. Apply for an Isis serve card.
4. Load the moneypaks on to your Isis serve card.
5. Write a check to your daycare from your Isis serve account, or transfer the money from your Isis serve account to your bank and just auto pay from your bank account.
For a better feel on the numbers please see here:
http://www.milesdividendmd.com/manufactured-crisis/(If you don't want the hassle the capital one may be your best bet. )