Been aware of MMM for quite a while, not the most frequent reader, though, and the sheer amount of information here is overwhelming.
I'm in my early 30s, no debt, I've been living a frugal/minimalistic lifestyle for the better part of 5 years. In that time I've managed to save around $100k, part of that's in an IRA, part in a high-interest savings account. Feel like I've got about half the equation right.
Considered investing it in graduate school at one point, in real estate at another, ultimately didn't pull the trigger on either. Feels overdue that I do something more productive with it.
What's considered "best" is obviously dependant on my goals. I'd like to either A) make some income off of it (could be very humble, I have super low overhead) or B) grow it more effectively than the little interest I'm currently getting. I suppose the default advice here is shovel as much as I can into an index fund(?).
Don't currently have a high salary where I could quickly bump the total up to more significant levels. Also, don't really want to lock all my money up.
Any advice would be appreciated even if it's just directing me to previous blogs. I did some searching but couldn't quite find what I was looking for. TIA.
Edit: I guess this could've been a case study. Just looking for some baseline advice or a helpful nudge or two though, not a full financial critique.