Author Topic: I am in my mid twenties and need your help building my retirement portfolio  (Read 1384 times)

bigskyrookie

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Hello Mustachians,

I am hoping for some investing guidance and recommendations. I am in my mid-twenties and therefore am trying to invest for the long-haul. I currently contribute 8.5 percent of my salary to my pension plan and 12% of my salary to my 457 plan. These are my only accounts right now and I am looking for an allocation that is moderately aggressive. My desired allocation is ~70% U.S. stocks, ~20% foreign stocks, and ~10% bonds. Below are the fund options for both of my accounts with their expense ratios. I would appreciate any guidance or suggestions.

Thanks!



Defined Contribution (Pension) Options-

RNPGX (American Funds New Perspective R6)         .45

OAKIX (Oakmark International I)    .95

ODVYX (Oppenheimer Developing Markets Y)   1.05

TASVX (Prudential QMA Small-Cap Value Z)   .72

VSGIX (Vanguard Small Cap Growth Index Instl)  .07

MGOAX (Victory Munder Mid-Cap Core Growth A)  1.32

ACAZX (Alger Capital Appreciation Z)  .90

PTRQX (Prudential Total Return Bond Q)  .46



457 Plan Options-

RNPGX (American Funds New Perspective R6)  .45

ARTIX (Artisan International Inv)  1.17

DODFX (Dodge & Cox International Stock)  .64

ODVYX (Oppenheimer Developing Markets Y)  1.05

VSGIX (Vanguard Small Cap Growth Index Instl)   .07

MGOAX (Victory Munder Mid-Cap Core Growth A)    1.32

NBGEX  (Neuberger Berman Genesis Fund - Trust)   .1.10

FCNTX  (Fidelity Contrafund)          .70

PRILX  (Parnassus Core Equity - Inst)   .67

PTRQX  (Prudential Total Return Bond Q)   .46
« Last Edit: April 11, 2016, 11:54:58 AM by bigskyrookie »

forummm

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In your previous thread on this topic I suggested including the expense ratios for the funds. That would be helpful info.

Ddalz

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You should read the Stock Series by jlcollinsnh http://jlcollinsnh.com/stock-series/. You have everything you need after reading that. If you want the article from that series most pertinent to your question than read http://jlcollinsnh.com/2012/05/12/stocks-part-vi-portfolio-ideas-to-build-and-keep-your-wealth/. I recommend it all tho! Good luck.