I am 31. What do you reckon my strategy should be? Here is what I do currently:
Outstanding mortgage debt: £120,000 - 22 years to run on a 25 year mortgage. (if I pay only £626 a month). Interest rate is 3.09%, fixed for another two years.
Vanguard Funds ISA - £5,200 (£250 going to this fund every month). Also have a personal pension, I put in 15% of pay each month into a separate fund (about £20,000 in this currently).
Mortgage Overpayments - £400 per month. This finishes the mortgage 10 years early, saving over £22,000 in interest.
Just interested in the general opinion of what you would do in my position.