Author Topic: Hyatt Legal Insurance - Worth it or not?  (Read 4749 times)


  • Pencil Stache
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Hyatt Legal Insurance - Worth it or not?
« on: June 15, 2015, 10:15:27 AM »
I read the thread on wills with a great deal of interest. My company allows us to purchase Hyatt Legal Insurance for $17.50 a month. Next year we plan to do our wills. We are considering getting the Legal insurance since it covers a will and estate planning, which seems like deal for the yearly cost of $210.

Any words of wisdom from either the attorneys here or anyone who has Legal Insurance?


  • Stubble
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Re: Hyatt Legal Insurance - Worth it or not?
« Reply #1 on: June 15, 2015, 12:26:51 PM »
My understanding of these policies is that they usually require you to choose an attorney from a list. I personally wouldn't trust the attorneys on this list to be good, since most good attorneys rely on referrals and word-of-mouth, and thus most of the attorneys who sign up for this plan are probably really inexperienced and/or desperate for clients. However, having never used an attorney from one of these services myself, I can't confidently state that my assumption is correct.

I ran a quick search and found a couple of threads that talk about these types of plans. Some confirm my suspicions, but some really like them. So, it looks like YMMV. If you only need a very simple will, do not expect there to be any disappointed heirs (which would require a very clear, solid will), and don't mind calling many attorneys before finding one willing to work with you (since it looks like many attorneys on the plan sometimes 'forget' to call you back if they don't need the business since they don't get paid much by Hyatt), it may be worth it.


  • Handlebar Stache
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Re: Hyatt Legal Insurance - Worth it or not?
« Reply #2 on: June 15, 2015, 01:25:42 PM »
This is exactly what we did this year.  I recommend it if you want to get a full-blown trust and/or you have something atypical in your will.

We've been happy with the attorney we've found through them.  You do have to pick from a list, but wills & trusts is mostly a "forms" based legal practice.  It's important, but it isn't rocket science.

If you just need a simple will, you could find a better deal with online services or template programs.  I previously used Quicken Willmaker, and it did what we needed.


  • Walrus Stache
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Re: Hyatt Legal Insurance - Worth it or not?
« Reply #3 on: June 15, 2015, 08:35:55 PM »
We used it for wills and powers of attorney. You should be able to find out if specific lawyers are on the list by calling either Hyatt or the law firm. Three of the four in our county were on the list.

La Bibliotecaria Feroz

  • Walrus Stache
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Re: Hyatt Legal Insurance - Worth it or not?
« Reply #4 on: June 16, 2015, 07:04:07 PM »
We have it for the same reason. But it's June already and not only have we not even begun to think about starting our wills, we haven't even lined up someone to care for our children in the unlikely event. I'm hoping that the December deadline will motivate us to get our wills done (since we don't want to pay for another year).