Hi all,
I tried finding some information on this, but I'm having difficulty finding anything concrete. Is it possible to carry a HDHP and open a HSA if your employer doesn't have that option? I don't think my employer has that offered, so I'm hoping to open one independently of them. My wife and I are locked into health insurance through her employer until 2016, but the premiums feel atrocious and wasteful use of our money, so I want to be prepared come the end of the year.
As always, thanks in advance for your time!