Author Topic: HSA Plan $15 more than cheapest individual qualifying plan -- should I go for it  (Read 1179 times)


  • Stubble
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  • Location: PNW when it's nice, elsewhere when it's PNW
I can spend $181 / month for premiums for individual health care without a investing-enabled HSA OR I can spend $196 for a HSA investment enabled plan (with the same benefits and slightly better coverage).

Should I spend that extra $180/year to get an HSA? 

I'm leaning towards yes but wanted to ask the experts!!


  • Walrus Stache
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What's your tax bracket? Multiply that by the amount you would contribute to the HSA and see if it's more than $180. It probably will be.