My wife has access to a HDHP w/ HSA.
For just her, the plan costs $0 and they contribute $600 to the account.
For her + me, the plan still costs $0 and they contribute $1,200 to the account.
No children.
With that said, we want to sign up for her + me through her employer, in order to get the extra $600 contribution from her employer.
With that said, my employer does not offer a HDHP w/ HSA. I'm able to get a decent Kaiser HMO medical plan for $24 per year through my employer. If I do not purchase insurance through my employer, my wife's employer charges a $125 per month spousal surcharge.
As a result, my wife has a HDHP w/ HSA for her and me, while I have an HMO covering just me.
Regarding the HSA, are we eligible for contribute $3,350 for my wife? Or $6,750 for the family?
My gut tells me we are probably limited to $3,350 for my wife, but I can't seem to find another saying we can't contribute $6,750.