Hi,
I've been reading this forum for some time now. And since that I've put togethere the spreadsheet with all our asstes (they are spread over between 3 countries, so it was a lot of fun)
Now, I'm trying to understand how most of the ppl calculate their FIRE date?
Do you take into account just your cash/investment sevings? Should I add the 401/other retirement plan savings, even if I can not access them in next 20-30 years? Also, do you take into account the property value etc..
I understand 4% rule, but I'm wondering what that should applied to.
Thanks for you help and explanation!