I was committing some money to forex, which looks to have been a failure, and I'll probably end this experiment. I am looking to probably 20K or so from non-retirement accounts, and about 15K from retirement accounts. Is lending club still a good bet? What's the best way to set things up to make money there?
Additionally, looking into it, it looked like I could trade notes. If I get the "good" notes when they appear before the automatic thing buys them all up, I can flip them for a profit. Is that true? How can I tell what a good note is?