I'm a big MMM fan....but there are times when I think I worry too much about FIRE, savings %'s, etc... Example: Whenever a discretionary expense comes up (happy hour, small vacation, clothes, etc...), I always immediately think how much will this end up costing and how much would this be worth in 10 years if invested instead. It's really pretty crazy. I need to get more balance where my mind says it's OK to not be 100% mustachian....85% would be OK. It's as if the finance aspect of things is bearhugging me so that it's hard to relax and breath freely.
My wife and I are doing great with healthy 401K's, Vanguard accts, rental property, low mortgage, simple lifestyle, etc... Our net worth is about $700K after working very hard/saving/investing for 10 years.
Any advice?