I get roughly $150 a month. This is money that I can use for anything. All the other money I get is for groceries, school, bills, rent, necessities, etc. This $150 a month is the only money I get for anything extra.
I could easily spend this money on anything (I haven't bought clothes in a year). But I know it can be used in better ways, I'm just not sure *what* ways. I know the information is out there, I just don't know how to find it, you know?
So I guess, long story short, how would you use the money? Would you split up a certain percentage of it for saving/investing, shopping, charity? What kind of savings account should I put it in if I want it to make me more money over time?
Also, if anyone has any advice on how to pick charities for donating to I would greatly appreciate it! I know some charities use their money more wisely than others.
I've tried Googling all of this in the past but it's overwhelming and I get very confused very quickly.