Here's our financial situation:
Salaries: hubby $115K, me $55-60K. Our jobs are very secure. I'm in a field that even if I lost my job tomorrow, I'd be working again within a week.
Retirement accts: TSP: $315K,
Roth IRA hubby Vanguard target 2035 $68,300
SEP IRA me: VTI $17,600, Vanguard Target retirement 2035 $17,900
Roth IRA me: Vanguard target 2035 $29,200, VTI $5600
Vanguard investment acct: $5K
Home: owe what it's worth: $135K, paid $195k seven years ago
Land: $70K (paid off)
Apartment in Punta Cana: $25K (paid off)
No dependents and not planning on having kids. We hope to retire in 7 years when hubby turns 50. I'm 40. We pay off our credit cards every month (use them to get airline points) and our cars are paid off. We have $20k in savings in addition to the $49k and keep $5K in our checking acct.
Thanks.
Oops. Forgot to add my student loan: $19k at 2.125%
Not in a rush to pay this off because of the low interest rate.